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Thank God for mortgages.

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Daniel Byland

Loan Originator
NMLS#: 2540673

Phone: (208) 783-7261
daniel@clevelandstreet.com

Hello, welcome to my page.

In 2012, after working in construction for a few years, my mom pulled me into the mortgage industry. I started at a lender, just printing out paper files for their loan setup department. I knew nothing about mortgage, but eventually learned the ropes and eventually learned to like the mortgage industry. Over time I moved up in the company from loan setup to drawing docs and funding loans. Since then, I have worked for a total of 4 lenders and made my way to Closing Manager.

I eventually realized I wanted to be on the front lines. Getting to see and meet these people who were getting their first home or being able to refinance and change their financial future. I wanted to help them achieve their goals and dreams. Now that I am a licensed Loan Officer, I will take my operations skills I have accumulated over the last 11 years and be able to help each borrower better understand the loan process from start to finish, help them get the product that is best for them, and give them a sense of peace in potentially one of the biggest financial decisions they will make in their life.

I am happily married to my wonderful wife, Sarah. We have 3 beautiful children and one on the way. We live in Coeur d’Alene, Idaho and wouldn’t trade it for the world. I enjoy spending time with my family. Whether we are camping (when it’s warm enough), Going out to new places to eat, or just staying at home and relaxing.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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