About Chris

I am a CPA, President, and Founder of Cleveland Street Mortgage. I am strongly committed to personalized service. I specialize in guiding clients through the loan process with expertise and care, ensuring their homeownership dreams become a reality. My focus is on building lasting relationships with clients, real estate professionals, and financial partners anchored in trust and transparency.

Beyond my professional life, I have been the fortunate husband of Mary Jean (since Reagan (who politely declined our wedding invitation) was president), father of five, and grandfather to ten amazing grandchildren (so far). I am passionate about my faith, my church, and my community. Outside of work, I enjoy golf, European soccer, and exploring the world of wine. My crazy fantasy is establishing a vineyard in Chelan, WA, where I hope to create delicious red wine.

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Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Jan 20, 2026

Learn when and how to refinance an adjustable-rate mortgage into a fixed-rate loan, including costs, timing, and qualification requirements.

A Guide to Buying a Home in Retirement

A Guide to Buying a Home in Retirement

Jan 13, 2026

Learn how to buy the right home in retirement with tips on budgeting, priorities, financing, and long-term planning.

Is Your Mortgage Payment Too High? Here’s How to Lower It

Is Your Mortgage Payment Too High? Here’s How to Lower It

Jan 06, 2026

Learn practical ways to lower your mortgage payment through refinancing, PMI removal, insurance savings, and tax appeals.

Contact Chris
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10031 Main Street, C,
Bothell, WA 98011

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and expert guidance every step of the way.

Young Couple Applying for a Mortgage